Have you ever thought of getting a rider on your household insurance to properly cover your stash (some of us have quite an extensive stash that an average household policy wouldn't fully cover) in the case of some sort of damage to your house that would destroy/ruin charts, fabrics, floss, etc?
No - but then I only got around to getting household insurance a few months ago. I just crossed my fingers and toes for 20 years!!!!!
I don't hold that much stash - or at least I didn't think I did until I began to consider this question. I mean it's not in the thousands - but if you include my lowery workstand, daylight lamp, numerous frames, not to mention a huge selection of specialist silks and beads I suppose it adds up.
Mmmmmm maybe I should ask my insurers the question - just to be on the safe side.